How to Find Cheap Luxury SUVs in 2024

Finding a cheap luxury SUV in 2024 doesn’t have to be a challenge. This guide will show you how to get high-end vehicles without overspending.

Understand What “Luxury” Means

When looking for a luxury SUV, it’s important to know what features classify a vehicle as luxurious. Typically, these vehicles offer:

  • High-quality interiors with premium materials
  • Advanced technology and safety features
  • Superior performance and handling
  • Enhanced comfort and convenience options

Cheap Luxury SUVs of 2024

Several luxury SUVs offer great value for money in 2024. Here are some of the best options:

  1. Lexus NX
    • Price: Starting at $39,500
    • Features: The Lexus NX offers a stylish design, a comfortable interior, and advanced safety features. It’s known for its reliability and strong resale value.
  2. Acura RDX
    • Price: Starting at $41,000
    • Features: The Acura RDX provides a sporty driving experience with a powerful engine, spacious cabin, and a host of standard tech features.
  3. Volvo XC40
    • Price: Starting at $38,200
    • Features: The Volvo XC40 combines Scandinavian design with modern technology and safety features. It’s compact yet spacious, making it ideal for city driving.
  4. Infiniti QX50
    • Price: Starting at $40,300
    • Features: This SUV offers a luxurious interior, innovative safety features, and a unique variable-compression engine for improved efficiency.
  5. Genesis GV70
    • Price: Starting at $42,000
    • Features: The Genesis GV70 stands out with its sleek design, premium materials, and a comprehensive suite of tech and safety features.

Tips for Finding the Cheap SUVs

To find the best deals on luxury SUVs, consider the following strategies:

  1. Buy Used or Certified Pre-Owned
    • Purchasing a used or certified pre-owned luxury SUV can save you a significant amount of money. Certified pre-owned vehicles are typically inspected and come with warranties, offering peace of mind.
  2. Look for Year-End Sales and Discounts
    • Dealerships often offer significant discounts on previous year models to make room for new inventory. Year-end sales events are a great time to snag a deal.
  3. Consider Leasing
    • Leasing a luxury SUV can be more affordable than buying, as it often requires a lower down payment and lower monthly payments. Just be mindful of mileage limits and lease-end fees.
  4. Shop Around and Negotiate
    • Don’t settle for the first offer you receive. Visit multiple dealerships and use online tools to compare prices. Be prepared to negotiate to get the best deal possible.

Financing Options

Understanding your financing options is crucial when buying a luxury SUV. Here are some tips:

  1. Check Your Credit Score
    • A higher credit score can help you secure better financing terms, including lower interest rates. If your credit score needs improvement, work on paying down debt and correcting any errors on your credit report.
  2. Get Pre-Approved for a Loan
    • Getting pre-approved for a loan before visiting dealerships can give you a better idea of your budget and strengthen your negotiating position.
  3. Consider Shorter Loan Terms
    • While longer loan terms may result in lower monthly payments, they often come with higher interest rates. Opting for a shorter loan term can save you money in the long run.

Maintenance and Ownership Costs

Owning a luxury SUV comes with additional costs beyond the purchase price. Here’s what to consider:

  1. Insurance
    • Luxury SUVs typically have higher insurance premiums due to their higher repair costs and value. Shop around for the best insurance rates and consider bundling policies for discounts.
  2. Maintenance
    • Regular maintenance is crucial to keep your luxury SUV running smoothly. Some brands offer complimentary maintenance plans, so factor this into your decision.
  3. Fuel Costs
    • Luxury SUVs often require premium gasoline, which can be more expensive. Consider the fuel efficiency of the SUV to estimate your monthly fuel costs.


Finding an affordable luxury SUV in 2024 is possible with the right strategies and knowledge. By understanding what makes a vehicle luxurious, exploring top affordable options, and utilizing tips for securing the best deals, you can enjoy the benefits of a luxury SUV without overspending. Remember to consider financing options, maintenance costs, and insurance to make an informed decision. Happy car shopping!